Terms of Service

Last updated: May 15, 2025

Please read these terms and conditions carefully before using my website or services.

1. Introduction and Acceptance

These Terms of Service (“Terms”) govern your use of cambiumcounseling.com and any services provided by me, Melissa Ryan (“I,” “me,” or “my”). By accessing or using my website or services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use my website or services.

2. Definitions

  • Service: The website (cambiumcounseling.com) and any counseling services or information I provide.

  • You: The individual accessing or using my website or services, or the company or other legal entity on whose behalf such individual is accessing or using the Service.

  • Device: Any device that can access the Service, such as a computer, cellphone, or tablet.

3. Eligibility

You must be at least 18 years old to use my website or services. By using the Service, you represent and warrant that you are at least 18.

4. Privacy

Your access to and use of the Service is also conditioned on your acceptance of my Privacy Policy, which describes how I collect, use, and protect your personal information. Please read my Privacy Policy carefully.

5. Links to Other Websites

My website may contain links to third-party websites or services that are not owned or controlled by me. I have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. I strongly advise you to review the terms and privacy policies of any third-party websites you visit.

6. Termination

I may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Service will cease immediately.

7. Limitation of Liability

To the maximum extent permitted by law, I am not liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (a) your use or inability to use the Service; (b) any unauthorized access to or use of my servers and/or any personal information stored therein; or (c) any other matter relating to the Service. My total liability to you for any claim arising out of or relating to these Terms or the Service will not exceed $100 or the amount you paid, if any, for using the Service.

8. “AS IS” and “AS AVAILABLE” Disclaimer

The Service is provided to you “AS IS” and “AS AVAILABLE” without warranty of any kind. I expressly disclaim all warranties, whether express, implied, statutory, or otherwise, including any implied warranties of merchantability, fitness for a particular purpose, and non-infringement. I do not guarantee that the Service will be uninterrupted, error-free, or secure.

9. Governing Law

These Terms are governed by the laws of the United States and the State of Colorado, without regard to its conflict of law provisions. Your use of the Service may also be subject to other local, state, national, or international laws.

10. Dispute Resolution

If you have any concern or dispute about the Service, you agree to first try to resolve the dispute informally by contacting me.

11. Severability and Waiver

If any provision of these Terms is found to be unenforceable or invalid, that provision will be modified to the minimum extent necessary and the remaining provisions will remain in full force and effect. My failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

12. Changes to These Terms

I reserve the right to modify or replace these Terms at any time. If a revision is material, I will provide notice on my website prior to the new terms taking effect. By continuing to use the Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

13. Contact Me

If you have any questions about these Terms, please email me.

By using my website or services, you acknowledge that you have read, understood, and agree to these Terms of Service.